How to become a Millionaire

Being a millionaire is not an easy. It takes a lot of knowledge and financial planning. One of the best advice I ever head was from John Maxwell, he is one of the richest man on earth and has been giving financial advises, I will quote what he said, "To become a Millionaire, try to do this simple steps: 1. Have a Plan; 2. Negotiate; 3. Pay in cash." Today I will be talking about HAVING A PLAN:

Means you have to be know how many percent of your income or earnings will be placed in your savings and expenses. Save at least 20% of your income. If it comes to savings know where to place that savings, are you going to put in the bank? Equity? or Stocks? Bank is the easiest way place your money, but don't you know it has the least interest income. In the Philippines, bank rates is less than 1.5% per annum and you are not allowed to withdraw from your time deposit for a certain period of time. How about equity or stocks? Most people don't have the knowledge how to put their money in these kinds of investments. But if you plan to grow your money up to 10% per annum, talk to a financial advisor. Ano plano mo? Usap tayo. Harriet Dale Sagorsor Financial Planner PhilAm Life

Investment lot in La Trinidad Benguet

Investing in Lot properties is the best investment for you and your family. Because, lot investment appreciates in value overtime. Land is also getting scares because of increasing population and more people are looking for a place to build their homes. This is a lot property in La Trinidad located in KM3 along Halsema Highway.

The Property has access from KM3 and also from DreamLand, Baguio City. The property is only 15minutes away from Baguio town proper and 15minutes to La Trinidad public market.

Sample computation: Lot area: 99.34sqm Price: Php 1,043,070 Reservation fee: 15,000 NET 30% DP: 297,921 30% DP payable in 24 months: Php 12,413 70% Balance: 745,149 Monthly Amortization in 10 years (bank financing): 8,314.90 For free site tripping contact me at 0926-7341-315 or email me at harriet.dale@gmail.com See property to appreciate. Hurry limited lots available.

Commercial Units for Sale in Baguio city

Owning a commercial unit in prime locations in Baguio City is very rare. North Cambridge Wharton Commercial unit gives you a chance to own a commercial space just beside Saint Louis University Bakakeng Campus.

Your potential customers in your commercial unit at Wharton are the tenants and unit owners of North Cambridge Student Condominium which is around 1,500 in population. The students of SLU Bakakeng are also the potential customers, SLU bakakeng has almost 30,000 students. Other potential customers are the home owners around Bakakeng and Camp 7. Here is the actual photo of the North Cambridge Wharton Commercial units.

Here is the Floor Layout of the commercial unit:

Sample Computation of a Commercial Unit at Wharton: Unit : Unit 2 size: 16 square meters Total Selling Price: Php 2,400,000 Reservation Fee: 15,000 Net 20% Downpayment: 465,000 20% Downpayment payable in 24 months: 19,375 80% Balance (Payable Thru Pag-ibig or Bank Financing) 1,920,000 Amortization in 10years (bank financing) 21,424.73 Views of the units:

Owning a commercial unit just beside Saint Louis University Bakakeng Campus is a rare opportunity. Take this chance to own your own commercial property at North Cambridge Wharton Commercial, just beside Saint Louis University Bakakeng Campus. For free site tripping and to know how to avail this rare opportunity call or text me at 0926-7341-315 or email me at harriet.dale@gmail.com

House and Lot in Baguio City

Soon Ready for occupancy House and Lot in Baguio City Philippines. The house is under construction now and it will be ready by March 2016.

The Property is located at Dontogan, Green Valley Baguio City. Property details are: Lot Area is 173sqm Floor area is at 67sqm 3 Bedroom house 2 toiler and bath Total Selling Price is Php 4,309,074.79 Reservation fee: Php 30,000 (Good for 30 days: non-refundable) 20% Downpayment: Php 861,814.96 Net Downpayment: Php 831,814.96 payable in 6 months ( reservation fee was already deduction from here) 80% balance: Php 3,3,447,259.83 can be paid thru pag-ibig or Bank Financing Sample computation of thru Bank Financing: 15 years at 11% interest Php 40,270.54 (2016 prevailing rate) ***prices may change without prior notice. For free site tripping you can contact me at +639276341315 or email me at harriet.dale@gmail.com